Paying for Treatment

Paying for Treatment at Asheville Recovery Center

The cost of addiction treatment can be a burden for many families. More than 13% of American adults, or about 34 million people, report knowing of at least one friend or family member in the past five years who died after not receiving needed medical treatment because they were unable to pay for it. Typically, the cost of rehabilitation services varies depending on the treatment provided and the length of stay. At Asheville Recovery Center, we understand the importance of affordable, effective addiction care. That is why we work with the following: 

  • Private Insurance
  • Employer-sponsored Insurance
  • Medical Loans
  • Payment Plans
Paying for Treatment at Asheville Recovery Center

Private Insurance

If a potential client does not have health insurance through an employer or family member, purchasing individual coverage can ensure treatment at a lower cost. Purchasing private health insurance is done through the Healthcare Marketplace, also known as the Health Insurance Exchange, where people without health care insurance can find information regarding health insurance options and enroll in a health insurance plan. Health Insurance purchased through the HealthCare Marketplace is typically required to cover partial to the full cost of substance abuse treatment as stated in the Affordable care Act. Treatment for Substance Use Disorder is included in the Act as one of the 10 elements of essential health benefits, therefore you can expect at least partial monetary coverage when using a public insurance plan. 

Employer-sponsored Insurance

As a benefit of employment, many Americans have employer-sponsored insurance. These insurance policies often cover a wider range of treatment and at a lower price to individuals covered.  Financial coverage through employer-sponsored insurance varies depending on the individual’s policy. Major healthcare companies such as Aetna, Cigna, Blue Cross Blue Shield, and Humana are just several in the United States that provide addiction treatment coverage. Visit our Insurance Verification page to see how you are covered.

Medical Loans

Medical loans are personal loans used specifically to cover medical procedures and treatments. If an individual does not have health insurance, or, if health insurance does not cover the full cost of treatment, medical loans are a great financial supplement. Loans are typically the most expensive option since they collect interest, however, they are an excellent option for those looking to receive top-notch care. Avant, SunTrust Bank, and Sofi are among the highest-rated medical loan providers.

At Asheville Recovery Center, we know that everyone’s financial situation is different. We also know how important it is to have access to quality addiction treatment. That is why we work with various types of health insurance and medical loans, guaranteeing that no one is refused treatment based on their financial circumstances. 

We believe that everyone deserves to live a life free from addiction. While professional addiction treatment is not cheap, it may possibly save your or a loved one’s life.  In comparison to other addiction treatment centers in the region, Asheville Recovery Center practices scientifically proven therapeutic strategies, ensuring individualized, quality treatment that effectively fosters sustained sobriety. 

Our mission is to assist every individual in beating addiction, regardless of their financial status. If you are considering addiction treatment through Asheville Recovery Center but are unsure of how insurance will cover treatment, call our admissions specialists today. They will be able to verify your insurance, discuss alternative payment options, and answer any questions you may have. 

You don’t have to fight this battle alone. If addiction treatment ends up saving your life or the life of a loved one, it is worth every penny. Our admissions specialists will work with you to calculate the overall cost, insurance coverage, and payment strategies while our addiction experts develop an individualized treatment plan built specifically for you. We are here for you and waiting for your call.